In April, the amount of loans with repayments delayed by 90 days or more reached a peak of 4.4 billion shekels, marking a 1.25% increase compared to March and a 39% jump since April 2024. Conversely, the volume of credit leveraged at 45%-60% of the asset's value, which peaked at 3 billion shekels in March, decreased by 23% in April. The average mortgage amount slightly decreased to 1.12 million shekels. These figures, released by the Bank of Israel's banking supervisor, indicate a downward trend in high-risk credit, which had been steadily rising until now. This situation highlights the ongoing challenges in the Israeli real estate market, where banks are attempting to manage risks while facing an increase in payment delays.
